What you see at checkout is all you pay–at a schedule that suits your budget. With loans starting at 0% APR for 6, 12, 18, 24 or 36 months, choose the payment plan that works for you.
*As an example, a $2,000 Joybird purchase might cost $112/mo over 18 months at 0% APR. A down payment may be required. Subject to credit check and approval. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See www.affirm.com/faqs for details. Financing not currently available in Iowa or West Virginia.