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Product Financing

Get approved for 0% APR Financing*

Up to 36 months

Simple, no-fuss financing

What you see at checkout is all you pay–at a schedule that suits your budget. With loans starting at 0% APR for 6, 12, 18, 24 or 36 months, choose the payment plan that works for you.

1. Pre-qualify

Discover your shopping budget before you buy with rates starting at 0% APR.

2. Create your Joybird piece

Pick the piece you’ve been dreaming of and add it to your cart. Then, check out with your chosen lender.

3. Receive your Joybird piece

We’ll deliver your Joybird so you can start enjoying it right away, while you pay for it on a schedule you’ve created.


Buy now, pay later. Affirm lets you shop stress‑free, with no late fees and no surprises. You choose the payment schedule that works for you.

Joybird Financing

Pick a payment plan that suits your budget. Need new furniture, plus a little extra time to pay? Our flexible financing lets you choose the loan that works best for you.
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No deferred interest. No hidden fees. No catch.