How to qualify
Discover your shopping budget before you buy with rates starting at 0% APRStart today
2. Create your Joybird
Pick the piece you’ve been dreaming of and add it to your cart. Then, check out with AffirmStart today
3. Receive your Joybird
We’ll deliver your Joybird so you can start enjoying it right away, while you pay for it on a schedule you’ve createdStart today
Simple, No-Fuss Financing
No deferred interest. No hidden fees. No catch.
The right financing,
Get a decision immediately on a loan that fits your budget.
See if you qualify for financing in only a few clicks. With immediate processing, it only gets easier from there. Loan confirmation and payment reminders are sent via email and text. Sit back and enjoy your new furniture.
Payment done your way
Pick a payment plan that suits your budget.
Need new furniture, plus a little extra time to pay? Flexible financing from Affirm lets you choose the loan that works best for you.
What is required
Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.
Does Affirm perform
a credit check?
Yes, but it will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
Is my personal information secure with Affirm?
Yes, protecting your personal information is very important to Affirm. Affirm encrypt sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.
Saving the rainforest, one tree at a time. Planting trees with every purchase, we’re committed to making a healthier, more sustainable planet. 268,767 trees planted