Buy now, pay later. Affirm lets you shop stress‑free, with no late fees and no surprises. What you see at checkout is all you pay, at a schedule that suits your budget. With loans starting at 0% APR for 6, 12, 18, 24 or 36 months, choose the payment plan that works for you.
*As an example, a $2,000 Joybird purchase might cost $112/mo over 18 months at 0% APR. Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.